National Bank of Pakistan NBP Jobs Credit Officer

September 21, 2026 admin

National Bank of Pakistan NBP Jobs Credit Officer

Organization: National Bank of Pakistan NBP

Position: Credit Officer

“The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile, and sustainable Bank.

In line with our strategy, the Bank is looking for highly motivated, confident, and career-oriented individuals in the area of Risk Management as Credit Officer, OG II.

PLACE OF POSTING: Bannu, Bahawalpur, Dera Ghazi Khan, Faisalabad, Gujranwala, Gujrat, Hyderabad, Jhang, Lahore, Larkana, Mirpurkhas, Multan, Rawalpindi, Sahiwal, Sheikhupura, Sialkot, Sukkur, Vehari

ELIGIBILITY CRITERIA

EDUCATION / QUALIFICATION

Minimum Graduation or equivalent from a local or international University / College / Institute recognized by the HEC of Pakistan, preferably with a background of Accounting or Finance
Candidates having Master’s degree in Finance, Economics or an ACCA qualification will be preferred

AGE

Maximum 28 years (as on last date of submission of application)

EXPERIENCE

Minimum 01 year of experience in Agricultural and / or SME Banking in Business and / or Risk Management in a Commercial Bank

OUTLINE OF MAIN DUTIES / RESPONSIBILITIES

Support the Regional Executive Credit in reviewing and analyzing credit proposals of SME and Agri, including quantitative analysis and qualitative analysis and climate related risks
To analyze working capital and requirements for both SME and Agri segments, including production and development loans as well as seasonal financing requirements
To comply with internal Policies and Regulatory guidelines
Structuring credit limits in conjunction with actual requirements of the borrowers and also in line with the offered collateral
To assist in rectifying internal / external audit observations
To coordinate with business groups for clarifications and relevant information
Basic understanding of farm and non-farm credit lifecycles as awareness of green banking, environmental & social and climate related risks
To perform any other assignment assigned by the supervisor(s)

OTHER KNOWLEDGE / COMPETENCIES

Awareness of SBP Prudential Regulations
Good interpersonal and communication skills
Knowledge of Agri and SME financing products
Proficiency in Credit Analysis
Proficiency in Financial Statement Analysis
Proficient in the use of MS Office
Understanding of different types of collateral

APPLICATION AND SELECTION PROCEDURE

Interested candidates may visit the website https://www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement as per given instruction
Candidates should complete all the fields provided on Web Portal and upload their updated CV, CNIC, latest passport size picture, Graduation and / or Masters educational documents (Mark sheet / Transcript) and Experience Letters (if any) in either Word or PDF format
There should be one (1) attachment per tab, size must be less than 10MB per attachment
Information / application received after due date or incomplete / false in nature will result in rejection of the application
No TA / DA will be admissible for the assessment test / interview
Candidates will be evaluated strictly based on the defined eligibility criteria
Shortlisted candidates will be required to appear for a mandatory assessment test. Further processing may include panel interviews
Bank reserves the right to reject or accept any applicant’s suitability to meet the vacant positions
The employment will be on contractual basis for 03 years which may be renewed on discretion of the Management
In case of selection, candidates will be required to serve at their initial place of posting for a minimum period of three years and no request for transfer will be entertained

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion or disability

Published Date: 20 September 2026

Newspaper: Dawn