Khushhali Microfinance Bank Limited Jobs May 2025

Khushhali Microfinance Bank Limited Jobs May 2025:

Organization: Khushhali Microfinance Bank Limited

Khushhali Microfinance Bank Limited is looking for MIS Officer.

Email your resumes at: Careers@kb.com.pk .Mention position title in subject.

Please note it’s a full time position based at Islamabad – Coporate Office, Gulberg Greens.

Who are we looking for?
Preferably Bachelor’s in Business from an HEC recognized institute.
Any IT specializations will be given preference.

Key Responsibilities:

· Prepare Daily/Weekly/ Monthly Collection report global, area, branch, product and sales team wise.
· Prepare daily/weekly/monthly variance analysis of collection achievement, product wise, branch wise and area wise against assigned bench marks (NPLs).
· Assist AM-Collection & Recovery in generating various analyses reports for management review.
· Data mining and compiling data for Collection team Performance Management System.
· Develop reports at regular intervals for managements.
· Extracting different report from specific software for data mining and for analysis.

Khushhali Microfinance Bank Limited is looking for Team Lead Recovery – Rawalpindi.

Email your resumes at: Careers@kb.com.pk. Mention position title in subject.

Please note it’s a full time position based at Rawalpindi.

Who are we looking for?
Preferably a graduation degree in Business Administration, Commerce, Accounting, Economics, Finance from HEC recognized University.
Minimum 2 years of experience in Debt Recovery & Collection.

Key Responsibilities:

1. Collection Management:
   · Conducting Portfolio performance reviews and proactive collection perusal, ensuring achievement of bucket level resolution benchmarks along with key portfolio indicators 30 DPD-PAR, NPL and C/Off.
   · To ensure the utilization of available data effectively by applying monitoring through productive MIS of collection.
   · Ensure meticulous compliance of Fair Debt Collection Guidelines issued by SBP.
   · Implement and monitor appropriate collections activities to ensure customers pay to agreed terms & maintain the C&R log accordingly.
   · Liaison between the management and down the line staff and extending coordination across area/branches level to assure field assistance (as required) for the resolution of accounts in a time.
2. Portfolio Performance Reviews & analysis:
   · Keep abreast assigned team about the updated (daily) delinquent reports & performance.
   · Assign borrower wise risk rating of all (1-209DPD) borrowers based on feedback from team/visits and chances of recovery.
   · Ensure all crucial MIS are shared down the line with respective staff members to achieve the maximum output and daily/weekly targets.
   · Conducting regular analysis/performance reviews & update the line management on timely basis.
   · On random basis or / and by instruction from line management, assess client’s repayment capacity, credit appraisal quality (nonperforming or written off loans) & update the branch/area management about gaps and areas of improvement.
   · Assist & guide branch collection & recovery team in devising collection performance enhancing techniques and ensure enforcement / execution at field level in tight coordination with line manager.
   · Acts as a point of contact at branch level on behalf of bank for litigation cases pertaining to bad debts.
   · To hold regular team meetings in order to timely and effectively communicate unit plans and targets, discuss issues and recognize success.
   · Initiate and ensure timely handing over (physically/surface mail) of recovery letters/notices to all defaulting customers as per set frequencies.

Khushhali Microfinance Bank Limited is looking for Law & Litigation Officer – Sukkur.

Email your resumes at: Careers@kb.com.pk. Mention position title in subject.

Please note it’s a full time position based at Sukkur Region.

Who are we looking for?
Minimum Bachelor’s degree in Law and enrolled as an Advocate.
Three to Four Years’ relevant experience.

Key Responsibilities:

1. Litigation Tasks
   A) Monitoring of Cases/Complaints/Petitions/Appeals etc. filed by and against the Bank:
   Monitor court cases and assist in FIA matters, NAB issues and all other issues of legal significance pertaining to any branch across Pakistan.
   Attend matters in court as to safeguard interest of the bank on instructions of Line Manger.
   Monitor & follow up the cases & consult with Bank’s Lawyers with regard to cases filed by or against the Bank in order to avoid legal complications. Provide full assistance to the Line Manager with regard to follow up of cases of the Bank.

B) Processing of Approvals & Maintaining of MIS
Maintain MIS record of cases filed against the Bank/filed by the Bank with updated proceedings.
Ensure that high level secrecy and privacy for all legal data is maintained for the organization.

2. Legal Tasks
   Support & assist Line Manager in the assessment of legal documents of the Bank to ensure legal protection.
   Study judgments/precedents and share synopsis with Line Manager.
   Keeping abreast of any new enactments and any amendments in laws, regulations etc. applicable to the Bank and assist Line Manager in this regard.
   Ensure that high level secrecy and privacy for all legal data is maintained for the organization.

Khushhali Microfinance Bank Limited Jobs May 2025