Khushhali Microfinance Bank Limited Jobs Area Managers

Khushhali Microfinance Bank Limited Jobs Area Managers :

Organization: Khushhali Microfinance Bank Limited

Khushhali Microfinance Bank Limited is looking for Area Managers – Across All KMBL Network.

Email your resumes at: Careers@kb.com.pk
Mention position title in subject.

Please note it’s a full time position based in our Area Offices.

Who are we looking for?

• Minimum 16 years of education in business administration, commerce, accounting, economics, finance from HEC recognized/overseas university.
• Minimum 2-3 years of experience as Area Manager.

Key Responsibilities:

Strategic Business Planning & Growth

• Responsible for accomplishment of area business targets of all KMBL asset products assigned as per approved business plan.
• Maintain a good portfolio mix and ensure the portfolio is not concentrated in one product, segment, collateral and market.
• Ensure MoM Growth in good performing products.
• Grow deposits and maintain ADR maximum to 75%; Identify business opportunities for asset and deposit business products and other financial services and guide the staff downstream in business acquisition and take up with business/marketing team for support required to branches.

Collection & Portfolio Quality

• Ensure the monthly achievement of area and branches collection as par Set benchmarks
• Ensure all branches/staff comply with required standards of business management excellence by adopting best & ethical practices and operating effectiveness & efficiency.
• Visit problematic/High NPL branches more frequently to identify the reasons and update retail management for taking corrective actions

Staff Monitoring, Productivity & Development

• Ensure all staff in the branches are achieving performance and productivity benchmarks.
• Conduct different productivity analyses and share them regularly with HAB, RBM, BMs, and RMs to bring improvement in specific targeted branches and up to LO level.
• Review audit & compliance reports, identify area of improvement and take practical action for improvement.

Budget & Profitability Management

• Maximize revenue generation, contain service delivery cost and ensure area profitability through sustainable business growth & controlled expense management against allocated budgets.

Khushhali Microfinance Bank Limited Jobs Area Managers