Zarai Taraqiati Bank Ltd ZTBL Jobs November 2026

November 10, 2026 admin

Zarai Taraqiati Bank Ltd ZTBL Jobs November 2026

Organization: Zarai Taraqiati Bank Ltd ZTBL

CAREER OPPORTUNITIES: ZTBL, a ‘AAA’ rated renowned specialized financial institution with a wide network of over 500 Branches all across the country is inviting applications from energetic and challenge-oriented professionals with proven track record and capacity to perform as a catalyst for transformation in a challenging environment. The individuals who fulfil the basic eligibility criteria may apply for the positions.

1. Officer – AML Policy, Compliance and Control Unit – (OG-II/OG-I)

(No. of Position – 1)

Experience:

Minimum 03-years’ relevant experience.
Preference will be given to candidates having experience in Branch Banking, AML & Compliance.

Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

On-going review of AML/CFT/CPF Policy of the Bank and ensuring its timely updation, as and when required.
Ensure that Bank’s operations are in compliance with SBP’s AML/CFT/CPF Regulations issued from time to time.
To arrange the capacity building programs on AML/CFT/CPF in coordination with Training and Development Division.
To ensure upgradation of AML/CFT/CPF systems as per new developments.
To coordinate with Internal/ External Audit and SBP Audit on AML/CFT/CPF matters.
To Deal with administrative matters of all employees posted in Department and keep relevant record.

Other Skills/ Expertise/ Knowledge Required:

Knowledge of applicable AML/CFT laws.
SBP AML/CFT/CPF Regulations.
Identify and assess the exposure of AML/CFT risks.
Experience coordinating internal, External and SBP audit.
Coordinating training and capacity building programs.
Experience in handling Administrative affairs.

2. Head Compliance & Monitoring Unit

OG-I (No. of Position-1)

Experience:

Minimum 05 years’ relevant experience.
Candidate well versed with financial audits & reporting processes of a Bank/Company will be preferred.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Identify and assess risks associated with business processes, which can impact reliability of financial reporting.
Design/update business processes and internal control documentation.
Plan & Conduct periodic testing of key controls.
Identify gaps during the periodic testing exercise and take action for resolution.
Coordinate with and facilitate internal and external auditors in execution of their assignments.
Any other assignment assigned by the management.

3. Account Monitoring Officer – (OG-II)

(No. of Position-01)

Experience:

Minimum 03-years’ relevant experience.
Preference will be given to candidates having experience in Branch Banking Operations / AML / Compliance in Commercial Banks.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Internal assessment of top depositors as per SBP requirement.
Account scrutiny and deficiencies sent to branches for rectifications.
Monitor customer accounts including high risk accounts PEPs, NGOs/NPOs/Trusts.
Monitoring of CDD/EDD requirements and completions of account documentation in line with regulatory requirements.
Review periodic ODD exercise of customer accounts and coordinate with branches for compliance.
Follow up with assigned branches to attend pending AML queries within defined timelines.

Other Skills/ Expertise/ Knowledge Required:

Knowledge of SBP AML/CFT/CPF Regulations.
Knowledge of Account opening documentation as per SBP regulatory requirements.
Customer Due Diligence / Enhanced Due Diligence requirements etc.
Knowledge of miscellaneous branch operations requirements in Commercial Banking.

4. AML Analyst-TMU – (OG-II)

(No. of Position-01)

Experience:

Minimum 03-years’ relevant experience.
Preference will be given to candidates having experience in Transaction Monitoring Unit.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Extracting and submitting Currency Transaction Reports (CTRs), reported by branches, to concerned regulatory authorities within the defined timelines.
Manage workflow of alert monitoring in TMS from generation of alerts till closure.
Review and investigating the AML alerts of assigned branches.
Preparing office notes for identified transactions, to be reported as STR to FMU, for approval from Competent Authority.
Follow up with assigned branches to attend pending AML queries within defined timelines.
Regular follow up each identified transaction and discussing the same with Team Lead for further course of action.
Rectify the loopholes and weaknesses identified in branches.
Maintaining MIS for reported STRs/CTRs, documentation and correspondence for audit trail.

Other Skills/ Expertise/ Knowledge Required:

Knowledge of applicable AML/CFT laws.
SBP AML/CFT/CPF Regulations.
Identify and assess the exposure of AML/CFT risks.
Assessment of AML risks of counterparties and products.
Transactions Analysis and customer risk assessment.
Detection and reporting of suspicious transaction.

5. Officer-CFT Desk – (OG-II)

No. of Position – 01

Experience:

Minimum 03-years’ relevant experience.
Preference will be given to candidates having experience in Sanctions/ AML/Compliance.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

To support and develop counter terrorism financing program covering customer onboarding, customer due diligence (SDD, CDD, EDD), name screening, customer risk profiling, STRs in TF/CFT areas, record keeping, cooperation with domestic authorities on counter terrorism measures.
To ensure compliance of entity vide CFT program.
To ensure assessment of TF risk posed to the institution & effective implementation of controls to mitigate TF risk.
To serve as focal desk for liaison with LEAs/FIA/CTD/other agencies on STRs on TF/PF.
To coordinate with SBP & other external agencies for CFT related matters.
To prepare case studies on terrorist incidents and developing summaries and notes.

Other Skills/ Expertise/ Knowledge Required:

Knowledge of applicable AML/CFT laws.
SBP AML/CFT/CPF Regulations.
Identify and assess the exposure of AML/CFT risks.
Experience coordinating Internal, External Stakeholders.
Knowledge of Sanctions and local & global watch list.

6. Sanction Analyst – (OG-II)

No. of Position-1

Experience:

Minimum 03-years’ relevant experience.
Preference will be given to candidates having experience in Sanctions Screening in AML/ Compliance.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Conduct periodic screening of accounts.
Addition and deletion of PPs/DPs in Sanctions Compliance Management System (SCMS).
Freeze and report accounts of PPs/DPs /Entities.
To de-freeze the accounts of deleted/delisted individual’s/Entities.
Upload the NACTA, UNSCR, OFAC Lists on SCMS.
Update blacklist list FIA RED Book, NAB Debarred list.
Name screening of customers against NACTA, OFAC, UNSCR, FIA RED BOOK lists.

Other Skills/ Expertise/ Knowledge Required:

Knowledge of applicable AML/CFT laws.
SBP AML/CFT/CPF Regulations.
Identify and assess the exposure of AML/CFT risks.
Knowledge of local & global watch lists.
Detection and reporting of suspicious transaction.

7. Service Quality Analyst – (OG-II)

No. of Position -01

Experience:

Minimum 03-years’ relevant experience.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Collecting & compiling data for measuring performance of field functionaries/branches for purposes of ranking of branches for meeting Service Quality standards through Zonal Manager operations, at Zonal Office. Maintaining Service Quality MIS.
Analyzing of Service Quality Checklists/Customers Feedback form, identification of grey areas and action plan of its mitigation.
To assist in reviewing the recurring anomalies i.e. breaches of Service Quality standards with Higher Management on Quarterly Basis.

Other Skills/ Expertise/ Knowledge Required:

– Well versed with Advance Excel, MIS management, analysis & report writing.

8. Customer Experience Officer – (OG-II)

No. of Position – 01

Experience:

Minimum 03-years’ relevant experience.

Qualification:

Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

Arranging Independent Research/Surveys to measure level of implementation of SQ Standards in FTC regime, gauging Customers Perception about Bank.
Evaluation of the Customers perception by identifying grey areas and its escalation to the Higher Management as well as respective Zonal Chiefs for improvement of imperfections.
Periodical analyses, suggestion to bridge the gaps identified through customer’s complaints vide “Services Pitfall analysis” and monitoring of its execution process with integration to all concerned.

Other Skills/ Expertise/ Knowledge Required:

Liaising, MIS management, research & reporting.

Eligibility/ Ineligibility Criteria:

Maximum age limit for OG-I 40-Years, and OG-II 35-years as on closing date to apply.
Market competitive remuneration will be offered.
ZTBL is an equal opportunity employer, females and PWDs are encouraged to apply.
Interested candidates may apply online through website: https://www.ztbl.com.pk/jobs till 22 November, 2026. Only online submission of application within due date will be accepted.
Only short-listed candidates will be called for interviews. No TA/DA shall be admissible for interviews.
The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
Applicants convicted by any court of law are not eligible to apply.
Applicant dismissed, removed or terminated by previous employer(s) on disciplinary grounds is not eligible to apply.

Published Date: 08 November 2026

Newspaper: Express Tribune