Pakistan Microfinance Investment Company PMIC Jobs Assistant Vice President

Pakistan Microfinance Investment Company PMIC Jobs Assistant Vice President:

Organization: Pakistan Microfinance Investment Company PMIC

Hiring Now

Assistant Vice President – Credit Risk

Reports to: Vice President, Risk Management Department

Job Summary To facilitate approval and disbursement of loans and perform credit risk assessment, while being compliant with all the rules, regulations and policies also retain all legal, credit and compliance related documents in safe custody.

Key Responsibilities

• Responsible for arranging facility documents including Acceptance Letters, Loan Agreements, and other legal documents before authorization of credit.
• Ensure credit documents remain current and prepare and escalate exception reports.
• Ensure that all fresh/additional disbursements/renewal of facilities to be made unless the documentation is in order and as per approved terms.
• Review ratings of borrowers based on Institutional Rating System and credit proposals presented by Portfolio Management Department.
• Conduct field visits to borrower’s Head Office, branches & end clients and prepare back to office reports.
• Review monthly and quarterly progress of the Sector and PMIC’s borrowers, and share the breaches based on consolidated covenants compliance status shared by borrowers.
• Engage with various stakeholders, both inside and outside the organization and effectively managing work relationships.
• Review/update credit policies and procedures
• Preparation of MRC and BRC packs for the credit section

Education Master’s in business administration in Finance from a reputable institution. International Certifications would be an added advantage

Experience 10-12 Years in a Credit Department of any Bank/ Financial Institution

Functional Competencies

• Financial Analysis
• Microfinance Operations and Dynamics
• Advance Knowledge of MS Office
• Drafting of Polices, Procedures
• Knowledge of Companies Act, NBFC Regulations and Rules

Leadership Competencies

• Teamwork
• Decision Making and Problem Solving
• Initiative and Change Driven
• Planning & Organizing
• Effective Communication

Apply at: hr@pmic.pk Deadline: 26th May 2025 Location: Islamabad

Pakistan Microfinance Investment Company PMIC Jobs Assistant Vice President