National Bank of Pakistan NBP Jobs October 2026

September 30, 2026 admin

National Bank of Pakistan NBP Jobs October 2026

Organization: National Bank of Pakistan NBP

CAREER OPPORTUNITIES: “The Nation’s Bank”, National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following positions in the area of Risk Management.

The individuals who fulfill the below basic-eligibility criteria may apply for the following positions:

01 Position / Job Title: Credit Hub Head (VP / SVP)

Reporting to: GM Credit Risk – SCO – Credit Risk Management Division

Educational / Professional Qualification

Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
Candidates having Master’s degree and / or any other relevant certification(s) will be preferred

Experience

Minimum 10 years of Banking experience out of which 07 years in Commercial and / or SME either on the business and / or risk management side in a Commercial Bank(s)

Other Skills / Expertise / Knowledge Required

Leadership & people management
Credit risk assessment skills for SME / Commercial
Exposure to agricultural lending will be an advantage
Knowledge of SBP’s prudential regulations
Understanding of different types of collaterals
Proficient in the use of MS office
Problem solving & decision making
The ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits

Outline of Main Duties / Responsibilities

To exercise credit approval authority delegated from time to time to approve/ recommend proposals for approval. Processing will include SME, commercial and agriculture credit proposals for both conventional and Islamic banking related to Baluchistan Hub. Exercise of powers to be done while analyzing credit risk and assess obligors credit worthiness in conjunction with the collateral offered, and ensure compliance with Bank’s internal policies, procedures and SBP prudential regulations
To manage the credit team for the regions allocated to the Hub
To assist and support GM Credit Risk with credit review, assessment, and monitoring
To liaison with different stakeholders like business, CAD, audit etc., at Hub and regional level to ensure smooth operations
To ensure audit requirements and observations related to their own area are addressed (both internal and external) and implement measures to minimize recurrence and liaise with Head Office for handling audit observations
To ensure all processes are completed within the specified turnaround time
To monitor the credit portfolio for early warnings, maintain portfolio MIS, staff data and ensure its submission timely
To train and develop the team maintaining high standards and appropriate succession planning
To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Peshawar, Karachi

02 Position / Job Title: Regional Executive Credit (AVP / VP)

Reporting to: Credit Hub Head Balochistan – Credit Risk Management Division

Educational / Professional Qualification

Minimum graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
Candidates having Master’s degree and / or any other relevant certification(s) will be preferred

Experience

Minimum 06 years of Banking experience out of which at least 04 years in Commercial and / or SME either on the business and / or risk management side in a Commercial Bank(s)

Other Skills / Expertise / Knowledge Required

Leadership & people management
Credit risk assessment skills for SME / Commercial
Exposure to agricultural lending will be an advantage
Knowledge of SBP’s prudential regulations
Understanding of different types of collaterals
Proficient in the use of MS office
Problem solving & decision making
The ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits

Outline of Main Duties / Responsibilities

To exercise credit approval authority delegated from time to time to approve/ recommend proposals for approval. Processing will include SME, Commercial and agriculture credit proposals for both conventional and Islamic banking related to Gwadar region. Exercise of powers to be done while analyzing credit risk and assess obligors credit worthiness in conjunction with the collateral offered, and ensure compliance with Bank’s internal policies, procedures and SBP prudential regulations
To manage a team of 02 credit officers in the region
To assist and support Credit Hub Head and GM Credit Risk with credit review, assessment, and monitoring
To liaison with different stakeholders like business, CAD, audit etc., at regional level to ensure smooth operations
To ensure audit requirements and observations related to their own area are addressed (both internal and external) and implement measures to minimize recurrence and liaise with Head Office for handling audit observations
To ensure all processes are completed within the specified turnaround time
To monitor the credit portfolio for early warnings, maintain portfolio MIS, staff data and ensure its submission timely
To train and develop the team maintaining high standards and appropriate succession planning
To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Gwadar, Sibi

03 Position / Job Title: Unit Head – Agri Program Lending (AVP / VP)

Reporting to: Wing Head – Policy & Portfolio Monitoring – Retail & Program Lending

Educational / Professional Qualification

Minimum graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan
Candidates having a Master’s degree and / or relevant certification(s) will be preferred

Experience

Minimum 06 years of Banking experience out of which 04 years in Agri policy and / or credit risk and / or Consumer / SME / SBP schemes and / or product program based lending
Experience in Housing finance, autos finance and other secured lending products will be an added advantage
Candidates having experience of working in a similar role in Commercial Bank(s) will be preferred

Other Skills / Expertise / Knowledge Required

Sound knowledge of Agri / Consumer / Retail policies, SME financing and SBP regulations
Strong understanding of regulatory requirements and agricultural market dynamics
Goal oriented, result driven with ability to prioritize and accomplish tasks with deadlines
Well conversant with MS Office
Detail oriented and sound business acumen

Outline of Main Duties / Responsibilities

To formulate, review and upkeep of the Agriculture Credit Policy and all farm / non farm product programs
To set target market, risk acceptance criteria, per acre limits, tenors and collateral norms
To establish and monitor early warning indicators (EWIs) and emerging risk triggers across the agriculture portfolio recommending timely risk mitigation measures
To develop and maintain portfolio risk appetite parameters, concentration thresholds and risk monitoring dashboards for effective senior management oversight
To ensure credit policies and processes stay effective and enable quality credit decisions
To run periodic portfolio and multidimensional analysis; recommend evidence based policy tweaks
To own the approval authority matrix, deviation framework and exception monitoring
To provide credit risk input to projects, new product development and market intelligence
To track business, market and regulatory developments to keep policy relevant and current
To coordinate stakeholder feedback into product programs / manuals; document all policy changes with adequate audit trail
To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Karachi

04 Position / Job Title: Credit Manager (AVP)

Reporting to: Regional Executive Credit – Credit Risk Management Division

Educational / Professional Qualification

Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan preferably with accounting or finance background
Candidates having Master’s degree in finance, economics or ACCA qualifications will be preferred

Experience

Minimum 06 years of experience in Commercial and / or SME banking either on the business and / or risk management side in a Commercial Bank(s)

Other Skills / Expertise / Knowledge Required

Credit analysis
Financial Statement Analysis
Knowledge of SME and Commercial financing products
Understanding of different types of collaterals
Awareness of SBP prudential regulations
Good interpersonal skills
Proficient in the use of MS Office

Outline of Main Duties / Responsibilities

To support Regional Executive Credit in review and analyzing credit proposals of SME, Commercial and Agri including Quantitative analysis and Climate related risks
To analyze working capital and requirements for SME, Commercial and Agri segments including production and development loans as well as seasonal financing requirements
To comply with internal Policies and Regulatory guidelines
To structure credit limits in conjunction with actual requirements of the borrowers and in line with the offered collateral
To assist in rectifying internal / external audit observations
To coordinate with business groups for clarifications and relevant information
To understand farm and non farm credit lifecycle as awareness of green banking, environmental & social and climate related risks
To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Sahiwal

05 Position / Job Title: Credit Analyst (AVP)

Reporting to: GM Credit Risk – Credit Risk Management Division

Educational / Professional Qualification

Minimum graduation or equivalent from a local or international degree granting institution recognized by the HEC of Pakistan
Candidates having Master’s degree and / or relevant certification(s) will be preferred

Experience

Minimum 06 years of Banking experience with at least 04 years in Corporate and / or Commercial banking either on the business and / or risk management side in a Commercial Bank(s)

Other Skills / Expertise / Knowledge Required

Credit and financial statement analysis
Knowledge of Corporate and Commercial financing products
Understanding of different types of collaterals and respective security assessments
Knowledge of SBP prudential regulations
Good interpersonal skills, business acumen and proficiency in the use of MS Office

Outline of Main Duties / Responsibilities

To analyze credit proposals and requests, assess creditworthiness of the obligors in conjunction with business cycles and cashflow, identify risks, and suggest mitigants while ensuring compliance with regulatory requirements and with the Bank’s internal policies and procedures.
To coordinate with relevant business groups to solicit relevant information for conducting due diligence
To partner with business and risk teams to develop and execute credit analysis, in consideration of market dynamics, client industry (including industry risks and client competitive positioning within the industry)
To analyze client cash flow and liquidity position of obligor with ratio analysis and / or stress testing balance sheet strength, cash flow and profitability vulnerability
To analyze reputational risk profile, including climate and sustainability risks
To conduct security assessments, review search reports and analyze collateral / security
To recommend requests for GM Credit Risk approval & recommendations
To provide insightful and timely portfolio analysis
To assist in internal/ external audits
To perform any other assignment as assigned by the supervisor(s)

Place of Posting: Islamabad

Assessment Interview(s)

Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for panel interview(s).

Employment Type

The employment will be on contractual basis for three years which may be renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per Bank’s Policy / rules.

Interested candidates may visit the website https://nbp.rozeegpt.ai/ and apply online within 10 working days from the date of publication of this advertisement as per given instructions.

Applications received after due date will not be considered in any case. No TA / DA will be admissible for interview.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

Published Date: 29 September 2026

Newspaper: Dawn