The Punjab Provincial Cooperative Bank Ltd PPCBL Jobs August 2026

August 24, 2026 admin

The Punjab Provincial Cooperative Bank Ltd PPCBL Jobs August 2026

Organization: The Punjab Provincial Cooperative Bank Ltd PPCBL

CAREER OPPORTUNITY IN BANKING: PPCBL, a fast-growing Agri-focused Bank with a wide network of 151 branches, is inviting applications from energetic and challenge-oriented professionals. Individuals who fulfill the basic eligibility criteria may apply for the following positions:

Head – Information Security (VP/Group)

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 07 years of post-qualification exp. with 04 years of relevant or Banking experience.
Key Responsibilities:
- Lead strategy, governance, and implementation of information security practices.
- Develop and maintain security frameworks, policies, and procedures.
- Collaborate with IT to design and oversee end-to-end cybersecurity strategy.
- Provide senior management with regular updates on risk profiles and security programs.
- Drive information security culture and systems in alignment with business growth goals.

Head – Credit Underwriting (UAM) (AVP/CAG)

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 07 years of post-qualification exp. with 04 years of relevant or Banking experience.
Key Responsibilities:
- Oversee SAM, CAD, Credit Risk, CCO, and Analytics functions.
- Ensure compliance with SBP regulations and internal credit policies.
- Supervise credit underwriting, financial analysis, and risk assessment.
- Monitor portfolio quality, identify risks, and recommend corrective actions.
- Lead teams, strengthen SOPs, and present reports to senior management.

Head – HR Operations & Employee Relations

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 07 years of post-qualification experience with 04 years of relevant or Banking experience.
Key Responsibilities:
- Lead end-to-end HR operational functions: HRIS, payroll coordination, benefits, and HR documentation.
- Develop and update HR policies, procedures, and service standards in line with SBP regulation and applicable Labour Laws.
- Manage employee relations, grievances, disciplinary matters, investigations, and workplace conflict.
- Ensure compliance with internal policies, regulatory requirements, and statutory obligations.
- Drive HR process automation, research, reporting, and operational efficiency.
- Support implementation of the HR Strategic Plan and build organizational capabilities.

HR Strategy & Organizational Development Head

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 05 years of post-qualification experience with 03 years of relevant or Banking experience.
Key Responsibilities:
- Develop and execute HR strategy aligned with business objectives.
- Lead organization design, workforce planning, and organizational effectiveness initiatives.
- Drive talent, succession, leadership development, and career architecture programs.
- Lead culture transformation, change management, and employee engagement initiatives.
- Develop HR policies, frameworks, and performance management/total reward practices.
- Establish HR analytics and impact metrics to align performance with targets.
- Lead OD interventions, capability building, and capability enhancement programs.

Regional Business Head (RB) across Punjab

Qualification: Minimum 16 years education from HEC-recognized / Foreign Institution.
Experience: Minimum 07 years of post-qualification experience with 04 years of relevant or Banking experience.
Roles & Responsibilities:
- Drive regional deposits, advances, financing (Agri & Non-Agri) and all business growth against assigned targets.
- Supervise, monitor and control all branches in line with credit and operational guidelines from Head Office & other regulators.
- Review and recommend credit proposals within delegated authority and ensure proper handling of SBP, SME/Agri Schemes, referral cases to CCO/SAM where required.
- Conduct branch inspections and surprise visits; ensure closure of audit/inspection observations.
- Prepare and monitor regional budget; manage branch operations/assets for safety and optimal utilization.
- Drive marketing, branding and customer acquisition activities across the region.
- Ensure strict compliance with SBP, Prudential Regulations, AML/CFT requirements and HO directives.
- Ensure fair treatment of customers, complaint resolution and adherence to Customer Protection Framework.
- Promote high standards of professional ethics and maintain a culture of governance, transparency and accountability.
- Achievement of KPIs including but not limited to, Deposit & Advances Growth, Portfolio Quality (NPL/Write Offs), Profitability, Compliance, & Audit/Brand Governance.

Chief Security Officer

Qualification: Minimum 14 years education from a HEC-recognized / Foreign Institution. Preferable ex-Armed Forces Officer of the rank of Major/equivalent Master or BSc/BBA or equivalent will be added advantage.
Experience: Minimum 05 years of post-qualification experience with 03 years of relevant or Banking experience.
Note: Compulsory retired from service or dishonourably discharged candidates are not eligible to apply.
Key Responsibilities:
- Develop, implement and administer all aspects of physical security and safety programs as per security policy of state.
- Supervise overall security arrangements of bank, covering all branches / other offices including Head Office.
- Oversee overall physical security policy and enforce compliance across the bank and ensure implementation.
- Ensure proper working of electronic security devices across all branches of bank, such as CCTV, Alarm/Burglar Alarms, Fire/Smoke Detectors, Fire Alarms and Fire Extinguishers etc.
- Deep liaison between Bank and law enforcement authorities at appropriate levels to address security threats.
- Set, administer, analyze, identify physical hazards and physical security weaknesses at all bank premises.

Unit Manager – Credit Administration Division (CAD)

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution. Relevant certification preferred will be added advantage.
Experience: Minimum 03 years of relevant or Banking experience.
Key Responsibilities:
- Oversee loan/credit processing and documentation compliance.
- Monitor disbursed loans for adherence to terms and repayment schedules.
- Maintain accurate records and resolve documentation gaps with branches.
- Prepare periodic compliance and activity reports for management.
- Implement SBP regulations and credit monitoring standards.

Unit Manager – Regulatory Accounts

Qualification: Minimum 16 years education from HEC-recognized / Foreign Institution. Master’s degree in Accounting, Business & Finance, CA or ACCA will be an advantage.
Experience: Minimum 03 years of relevant or Banking experience.
Key Responsibilities:
- Lead preparation of annual and interim financial statements in accordance with IFRS and other regulatory requirements.
- Ensure full compliance with applicable IFRS standards including financial instruments, revenue recognition, leases, and disclosures.
- Manage financial statement disclosures, notes to accounts, and related working papers.
- Liaise with internal and external auditors for audit coordination and standard quarterly review.
- Ensure implementation of new and revised accounting standards and assess their financial impact.
- Oversee preparation of monthly, quarterly, and annual internal financial reports for management and the board.
- Ensure compliance with directives from SBP, Inland Revenue, and tax authorities.
- Ensure reconciliation of key balance sheet accounts and timely resolution of discrepancies.
- Ensure compliance with periodic cut-offs and timely processing of accounting transactions in the system.

Unit Manager – Regulatory Reporting

Qualification: Minimum 16 years education from HEC-recognized / Foreign Institution. Master’s degree in Accounting, Business & Finance, CA or ACCA will be an advantage.
Experience: Minimum 03 years of relevant or Banking experience.
Key Responsibilities:
- Lead and oversee preparation, review, and timely submission of all regulatory returns and reports required by SBP and other applicable regulatory authorities.
- Ensure compliance with all applicable SBP regulations, circulars, notifications, and reporting requirements, and monitor changes in regulatory requirements affecting the bank.
- Ensure accuracy, completeness, consistency and integrity of regulatory data through appropriate validation, review and reconciliation with the General Ledger, Core Banking System, and core systems.
- Coordinate with IT and Core Banking System teams, Business Units, and other relevant departments to ensure accurate and timely information required for regulatory reporting.
- Maintain a comprehensive regulatory reporting calendar and ensure adherence to all prescribed reporting frequencies, timelines, formats, and structural requirements.
- Maintain proper working papers, supporting schedules, documentation and audit trails for regulatory returns and ensure appropriate reviews and sign-offs prior to submission.
- Liaise with SBP inspectors and auditors on regulatory reporting matters, including clarification of return contents, resolution of data queries, and standard implementation of regulatory reporting guidelines.
- Coordinate and ensure timely resolution of regulatory reporting related observations raised by SBP, Internal Audit, External Audit and other assurance functions.

Unit Manager – System Administrator

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 03 years of relevant or Banking experience.
Key Responsibilities:
- Responsible for non-stop 24/7/365 uptime of Data Center (Primary Site) & DR Site.
- Responsible for configuration and maintenance of VMware, Active Directory, DNS, VPN and related systems.
- Perform network infrastructure support and system backups for Data Center.
- Ensure latest security patches on all the hardware/software.
- Ensure health of all hardware elements in Data Center, items with support and follow up thoroughly.

Unit Manager – Account Opening (QC)

Qualification: Minimum 16 years education from HEC-recognized / Foreign Institution.
Experience: Minimum 03 years of relevant or Banking experience.
Key Responsibilities:
- Supervise entire workflow of QC and ensure that customers are being onboarded after completion of requisite formalities as per terms SBP & compliance policy of the bank strictly following guidelines given by SBP.
- Scrutinize all documents for completion of information, accurate risk profile, and accurate Risk Profiling.
- Maintain and store required forms and ensure quality of data generated from local branches.
- Account opening/forms list including account opening forms, KYC forms and other relevant documents.
- Ensure that standard documented turn around time (TAT) for opening of accounts / legacy accounts maintenance and service accessibility is maintained.
- Communication with branches and concerned teams of other divisions for obtaining relevant information and documents for opening new accounts and maintenance of legacy accounts.

Branch Managers (BM) across Punjab

Qualification: Minimum 16 years education from HEC-recognized / Foreign Institution.
Experience: Minimum 04 years of relevant or Banking experience.
Roles & Responsibilities:
- Drive overall branch business performance (Deposit Mobilization, Advances, Agri/SME/Consumer Financing and cross-sell).
- Supervise credit processing, documentation and disbursement in assigned branch; actively monitor early warning signs.
- Monitor recovery of overdue/defaulted accounts and control the branch NPL ratio.
- Ensure smooth branch operations, account opening, clearance, cash management, gold loan custody, and ATM service 24/7.
- Implement approved SOPs and internal controls; maintain high standard of compliance and risk mitigation.
- Resolve customer complaints and uphold service quality and customer satisfaction standards.
- Supervise branch staff, ensure strict staff discipline, attendance, and leave management.
- Support marketing/branding activities and community outreach functions in relevant territory.
- Ensure compliance with SBP Prudential Regulations, AML/CFT (incorporating FATCA/CRS) and internal standards.
- Maintain security and safety protocols; prompt reporting of incidents to CSO and SBP escalation timings.
- Report suspected fraud, security breaches or control lapses immediately to Regional Risk/Compliance.
- Achievement of KPIs including but not limited to, Deposits & Advances Growth, Advances Collection & Recovery, Service Standard, Operational Quality, Branch Profitability.

Officer Database Administrator

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- Strong understanding of RDBMS concepts and database design principles.
- Hands-on experience with Microsoft SQL Server administration, maintenance, backup, recovery, and report development.
- Ability to write and optimize SQL queries, stored procedures, views, and functions.
- Basic understanding of high availability concepts and database security.
- Basic understanding of shell scripting, batch files, and database reporting.

Officer Network Engineer

Qualification: Minimum 16 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- IT Network administration for Primary & DR site.
- Assist to design and manage network infrastructure in a multi-vendor environment (Cisco, Fortinet).
- Ensure network security using NGFWs, IPS/IDS, and Cisco ISE; identify security flaws and resolve issues.
- Manage WAN, router access points, IP Telephony and Wi-Fi equipment.
- Maintain IT infrastructure (Head Office / Field Offices).
- Provide tier-2 network technical support for any problems regarding IT infrastructure.

Officer System Support

Qualification: Minimum 14 years of education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- Provide technical support to end-users and branches for hardware and software-related issues.
- Manage and maintain IT systems, servers, and applications to ensure operational continuity.
- Manage user accounts, access rights, and system configurations as per IT policies.
- Maintain IT asset inventory and prepare reports on system performance and incidents.

Officer Operations (Cash Management)

Qualification: Minimum 14 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- Provide operational support to branches regarding banking operations activities for cash management, fund transfer, clearing, remittances and other banking operations matters.
- Ensure implementation of SBP Money/Cash Management Strategy to line up through regions and state, fully compliant with SBP instructions.
- Monitoring on regular basis cash in hand and cash with limits in branches.
- Supervise Fresh Currency, issued by SBP.
- Ensure implementation of SBP Currency Management Strategy, state-level and monthly SBP reporting.
- Act as Desk Coordinator for inquiries pertaining to operations.
- Liaise with Regions and branches for timely collection of data/information required by management and regulators on cash management.

Officer Operations (Policy & Procedure)

Qualification: Minimum 14 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- Draft, review, and update policies, procedures, SOPs, and operational manuals.
- Ensure policies and procedures align with SBP regulations, industry best practices, and internal controls.
- Review regulatory circulars and instructions and assess their impact on existing policies and procedures.
- Maintain an updated repository and record of approved policies, procedures, and amendments.
- Assist in identifying process gaps and recommending improvements to strengthen operational efficiency and control.
- Collaborate with risk, compliance, and legal teams to align operational policy with risk governance structures.

Officer Card Management

Qualification: Minimum 14 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 02 years of relevant or Banking experience.
Key Responsibilities:
- Inventory management of unassigned cards (new, renewed, replacement) for warehouse and branches in 1-2-1011.
- Prepare and validate dispatch batches, levels, and ensure accuracy of card data with records.
- Maintain accurate dispatch logs, courier tracking records, and audit trails.
- Coordinate with vendors and couriers for card production, personalized print layouts and card dispatch.
- Monitor delivery status, failed POSes, and resolve delivery/dispatch issues with courier partners.
- Manage returned, undelivered, or spoiled cards, ensuring proper system updates, secure custody, and destruction/disposal process.
- Prepare MIS reports on card dispatches, delivery performance, pending/unclaimed cards, and hold-in-warehouse statistics.
- Ensure compliance with SBP regulations, internal policies, and risk standards for security, privacy, and proper documentation throughout the process.

Officer Call Centre

Qualification: Minimum 14 years education from a HEC-recognized / Foreign Institution.
Experience: Minimum 01 year of relevant or Banking experience.
Key Responsibilities:
- Handle inbound and outbound customer calls.
- Provide accurate information regarding products and services.
- Maintain accurate logs, customer interaction records and follow-up commit dates.
- Escalation complex or unresolved issues to supervisors or relevant departments within defined time lines, etc.
- Soft skills for handling calls, selling abilities, persuasion, and empathy.
- Basic knowledge of MS Office and CRM tool applications.

General Instructions:

Location: All positions are Lahore based, except Regional Business Heads and Branch Managers, which are available across Punjab.
i. The applicant must possess excellent communication, analytical, interpersonal, adaptability and teamwork skills.
ii. Interested Candidates are required to submit the application through web portal http://ibms.ppcbl.com.pk/job or email at [email protected] or send CV, to Head Human Resource Division, The Punjab Provincial Cooperative Bank Ltd, Head Office, 5-Bank Square, Shahrah-e-Quaid-e-Azam, Lahore (Upto 08 Sep, 2026) in an envelope marked as “Application for the post of ____________”.
iii. Only shortlisted candidates will be contacted.
iv. Internal employees are encouraged to apply.
v. We are “Equal Opportunity Employer” and value diversity.
vi. Regular employment status will be offered for Management positions up to the age of 60 years. Beyond the age of 60, employment will be offered on a contractual basis.
vii. The Bank has the right to increase or decrease the number of positions advertised for a job role, before its hiring process is started by the Bank.
viii. The Bank also reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.