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Khushhali Bank Limited Jobs Loan Officer & Cash Officer

Khushhalibank is the largest Micro finance Bank in Pakistan with a mission to provide financial services tailored to low income segments of the market in line with the best local and foreign practices. Our employees represent a blend of expertise from financial, commercial and FMCG sectors.

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career-opportunities-in-khushhali-bank-limited-islamabadKBL offers a professional and challenging work environment with plenty of opportunities for bright minds to grow along with a rewarding career in banking sector. High performance and superior delivery are valued and rewarded at KBL. We nurture your strengths, value your unique perspectives and enable you to make a difference to Bank’s success. We also encourage our people to pursue job opportunities within our network that are in line with their career aspirations, skills, experience and strengths. The Bank offers attractive remuneration package with other fringe benefits which include medical benefits for outpatient treatment, hospitalization coverage under a group health policy, group life insurance, bonus and gratuity.
Currently, the bank offers the following job opportunities in all its branches across the country:

Loan Officer Group Loans (field job):
Key Responsibilities:
• Responsible for Business Development through Assertion product marketing & sales.
• Responsible for credit need assessment/client appraisal procedures and analysis of financials.
• Loan processing in compliance with Bank’s policy and SBP guidelines.
• Completion of pre-disbursement documentation.
• Post disbursement monitoring to ensure timely repayments.
• Collection management & recovery.
Candidate Profile:
• Minimum 14 years of education from HEC recognized university in Business Administration? Commerce / Banking & Finance / Agriculture & Economics.
• Strong analytical skills.
• Well organized with good communication & time management skills.
• Action oriented and able to work independently.
• Fluent in local language.

Loan Officer-Individual Loans (field job):
Key Responsibilities:
• Responsible for Business Development through Asset.&oan product marketing & sales.
• Responsible for credit need assessment/client appraisal procedures and analysis of financials.
• Loan processing in compliance with Banks policy and SBP guidelines.
• Completion of pre-disbursement documentation.
• Post disbursement monitoring to ensure timely repayments.
• Collection management & recovery.
Candidate Profile:
• Minimum 16 years of education from HEC recognized university in Business Administration? Commerce / Banking & Finance.
• Strong analytical skills.
• Well organized with good communication & time management skills.

  • Action oriented and able to work independently.
  • Fluent in local language.

Cash Officer:

Key Responsibilities:
• Responsible for handling & managing cash transactions including payment receipts & petty cash.
• Responsible to work at the cash counter of the branch in accordance with the Bank’s policies and procedure.
• Handling of cheques & other negotiable instruments.

Vault management.
• Adherence to the SBP guidelines with regards to cash/currency management.
• Responsible to ensure customer satisfaction.
Candidate Profile:
• Bachelors or Master’s degree in Banking /Finance Marketing! Management? Commerce? Economics.
• Proficient in accounting software, word processing, spreadsheet, email and internet.
• Fluent in local language.

Business Development Officer (BDO) Liabilities (field job):
Key Responsibilities:
• Responsible for the marketing and sale of Deposit/Liability products with focus on Current and Saving deposit.
• Responsible for business development through marketing & sales of Liabilities Products.
• Basic knowledge of liability products and services.
• Strong analytical skills.
• Excellent in persuasive communication.
Candidate Profile:
• Bachelors or Master’s degree in Banking /Finance/ Marketing! Management/ Commerce/Economics.
• Excellent in business networking & customer servicing.
• Fluent in local language.
• Willing to travel.

Customer Services Officer:
Key Responsibilities:
This position is responsible to provide support to the customers. Major responsibilities include:
• Account opening & maintenance.
• Ensuring swift, smooth servicing while maintaining a client friendly & professional environment.
• Customer dealing and ensuring a friendly & professional environment.
• Processing banking service requests including Account Opening, Remittances, Clearing, Cheque book etc
• Handling customer complaints and queries.
• Provide details to the customers about Khushhali Bank’s products and services.
Candidate Profile:
• Minimum 14 years of education from HEC recognized university in Business Administration /related discipline. For CSO position
females are encouraged to apply.

We require candidates with excellent customer handling and interpersonal skills. Proficiency in MS office would be an added advantage.
Candidates meeting eligibility criteria and having a desire to grow in a dynamic organization may send their detailed resume with a recent passport size photograph to Human Resources Department. Institute of Rural Management (IRM), Farm C 7-A, Street No. 2, Chak Shahzad, Islamabad. Email: [email protected]
Please mention the position (along with location) applied for in the subject line of the cover letter and envelope. Alsomention your complete contact details including address, cell phone number, email address and valid CNIC. Last day to apply is February 05. 2015.

Only short listed candidates will be contacted for the written test. We are an equal opportunity employer.

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